Latest Mortgage Rates

Rates last Updated: 6:00PM on Wed January 26, 2022 NZDT

		Fixed Term
Lender/Product	Floating	6 Mths	1 Yr	18 Mths	2 Yrs	3 Yrs	4 Yrs	5 Yrs
AIA
Standard Go	4.70	4.19	3.65	4.09	4.15	4.69	4.95	5.19
Back My Build	2.29
ANZ
Standard	4.79	4.60	4.25	4.75	4.95	5.35	5.65	5.85
Special LVR under 80%		4.00	3.65	4.15	4.35	4.75
Blueprint to Build	2.03
ASB
Standard	4.60	4.19	3.65	4.09	4.15	4.69	4.95	5.19
Back My Build	2.29
BNZ
Special - Classic		3.99	3.65	4.09	4.35	4.69	4.89	4.99
TotalMoney	4.95
Std & Flybuys	4.95	4.59	4.25	4.69	4.95	5.29	5.49	5.59
Bank of China
Standard	5.85	5.15	5.25		5.35	5.50	5.70	5.99
Special	3.69	3.49	3.49	3.69	3.99	4.45	4.65	4.85
Co-operative Bank
Owner Occupied	4.75	3.65	3.65	4.05	4.35	4.69	4.89	4.99
Standard	4.75	4.15	4.15	4.55	4.85	5.19	5.39	5.49
First Home Buyer Special			3.45
First Mortgage Trust
Residential - from	5.99
Commercial / Rural - from	5.99
HSBC
Premier	4.59	3.94	3.49	3.94	4.15	4.54	4.74	4.99
Heartland Bank
Residential	3.75		3.25		3.79	4.15
Reverse Mortgage	6.20
Kiwibank
Standard	4.25	5.04	4.54		5.20	5.54	5.84	6.00
Special		4.19	3.69		4.35	4.69	4.99	5.15
Offset Mortgage	4.25
SBS Bank
Residential	4.79	4.29	3.95	4.45	4.49	4.85	5.09	5.19
Special		3.79	3.45	3.95	3.99	4.35	4.59	4.69
First Home Combo			2.29
Construction lending for FHB	2.29
Unwind reverse equity	5.85

Rates presented were correct as of the time shown. Rates and conditions will vary without notice.