Latest Mortgage Rates

Rates last Updated: 6:00PM on Fri October 22, 2021

     
Fixed Term
Lender Product Floating 6
Mths
1
Yr
2
Yrs
3
Yrs
4
Yrs
5
Yrs
ANZ Standard 4.59 4.60 3.84 4.30 4.54 5.04 5.34
ASB Standard 4.45 3.85 3.25 3.75 3.99 4.35 4.65
Bank of Baroda Standard 5.50 4.00 4.25
Bank of China Standard 5.00 5.15 5.25 5.35 5.50 5.70 5.99
BNZ Special - Classic 3.89 3.24 3.79 3.99 4.49 4.49
China Construction Bank Standard 5.00 4.50 4.50 4.40 4.30 4.95 4.95
Co-operative Bank Owner Occupied 4.55 2.99 2.99 3.60 3.89 4.14 4.29
Heartland Bank Residential 2.55 2.35 2.60 2.90
HSBC Premier 4.59 2.89 2.69 3.09 3.29 3.59 3.84
ICBC Standard 5.79 5.35 4.49 4.69 4.99 5.45 5.49
Kiwibank Standard 4.00 4.30 3.80 4.15 4.50 4.74 5.04
Kookmin Standard 5.20 3.90 3.90 4.00
SBS Bank Residential 4.79 3.39 3.25 3.65 3.95 4.45 4.69
TSB Bank Standard 5.34 3.69 3.74 4.20 4.44 4.74 4.74
Westpac Standard 4.84 4.29 3.79 4.39 4.59 4.89 5.09
Heretaunga Residential 4.99 3.80 3.90
Nelson Residential 4.95 2.99 3.24
Wairarapa Residential 4.99 3.55 3.49
First CU Special 5.85 2.95 3.45
NZ Firefighters CU Residential 6.50
NZCU Auckland 5.95
NZCU Baywide Residential 5.65 3.99 3.95 3.85
NZCU Central Residential 5.65 3.99 3.95 3.85
NZCU South Residential LVR < 80% 5.65 3.99 3.95 3.85
Police CU Membership criteria apply 3.94 3.05
Kainga Ora - HNZ Residential 4.43 2.88 3.28 3.59 4.22
Avanti Finance Near Prime 3.95
Basecorp Finance Prime, from 5.49
Bluestone Prime 3.49 3.34 2.99 3.34 3.44 3.54
CFML Loans Standard 5.15
Hibernian Standard 5.50
Liberty Financial Residential 4.84
Mike Pero Mortgages Residential 4.84
Paraloan for people with physical disabilities....from 2.99
Pepper Money Essential 3.29
Resimac Standard LVR < 70% 3.39 3.54 3.89 4.09 4.19 4.29
Simplicity Member home loan 2.25
AIA Standard Go 4.55 3.85 3.25 3.75 3.99 4.35 4.65
First Mortgage Trust Residential - from 5.99
Midlands Mortgage Trust Residential 6.25


Rates presented were correct as of the time shown. Rates and conditions may vary without notice.