Latest Mortgage Rates

Rates last Updated: 9:00AM on Thu August 18, 2022 NZST

		Fixed Term
Lender/Product	Floating	6 Mths	1 Yr	18 Mths	2 Yrs	3 Yrs	4 Yrs	5 Yrs
AIA
Standard Go	6.35	5.15	4.99	5.29	5.45	5.69	5.79	5.79
Back My Build	4.04
ANZ
Standard	6.34	5.75	5.59	5.89	6.05	6.29	6.85	6.95
Special LVR under 80%		5.15	4.99	5.29	5.45	5.69
Blueprint to Build	3.58
Good Energy - Up to $80K						1.00
ASB
Standard	6.35	5.15	4.99	5.29	5.45	5.69	5.79	5.79
Back My Build	4.04
BNZ
Special - Classic		4.99	4.95	5.49	5.39	5.69	5.89	5.99
TotalMoney	6.39
Std & Flybuys	6.39	5.59	5.55	6.09	5.99	6.29	6.49	6.59
Bank of China
Standard	7.35		6.05		6.19	6.39	6.59	6.59
Special	5.45		4.85	5.09	5.19	5.39	5.59	5.59
Co-operative Bank
Owner Occupied	6.25	4.99	4.99	5.39	5.39	5.69	5.79	5.89
Standard	6.25	5.49	5.49	5.89	5.89	6.19	6.29	6.39
First Home Buyer Special			4.89
First Mortgage Trust
Residential - from	8.00
Commercial / Rural - from	8.00
HSBC
Heartland Bank
Residential	4.60		4.79		5.15	5.14
Reverse Mortgage	7.50
Kiwibank
Standard	6.50	6.45	5.95		6.45	6.59	6.65	6.69
Special		5.45	4.95		5.45	5.69	5.85	5.99
Offset Mortgage	6.50
SBS Bank
Residential	6.29	5.45	5.39	5.85	5.79	5.99	6.29	6.29
Special		4.95	4.89	5.35	5.29	5.49	5.79	5.79
First Home Combo			4.15
Construction lending for FHB	3.74
Unwind reverse equity	7.10

Rates presented were correct as of the time shown. Rates and conditions will vary without notice.