Latest Mortgage Rates

Rates last Updated: 6:00PM on Wed January 26, 2022 NZDT

   
Fixed Term
Lender/Product Floating 6
Mths
1
Yr
18
Mths
2
Yrs
3
Yrs
4
Yrs
5
Yrs
AIA
   Standard Go 4.70 4.19 3.65 4.09 4.15 4.69 4.95 5.19
   Back My Build 2.29
ANZ
   Standard 4.79 4.60 4.25 4.75 4.95 5.35 5.65 5.85
   Special LVR under 80% 4.00 3.65 4.15 4.35 4.75
   Blueprint to Build 2.03
ASB
   Standard 4.60 4.19 3.65 4.09 4.15 4.69 4.95 5.19
   Back My Build 2.29
BNZ
   Special - Classic 3.99 3.65 4.09 4.35 4.69 4.89 4.99
   TotalMoney 4.95
   Std & Flybuys 4.95 4.59 4.25 4.69 4.95 5.29 5.49 5.59
Bank of China
   Standard 5.85 5.15 5.25 5.35 5.50 5.70 5.99
   Special 3.69 3.49 3.49 3.69 3.99 4.45 4.65 4.85
Co-operative Bank
   Owner Occupied 4.75 3.65 3.65 4.05 4.35 4.69 4.89 4.99
   Standard 4.75 4.15 4.15 4.55 4.85 5.19 5.39 5.49
   First Home Buyer Special 3.45
First Mortgage Trust
   Residential - from 5.99
   Commercial / Rural - from 5.99
HSBC
   Premier 4.59 3.94 3.49 3.94 4.15 4.54 4.74 4.99
Heartland Bank
   Residential 3.75 3.25 3.79 4.15
   Reverse Mortgage 6.20
Kiwibank
   Standard 4.25 5.04 4.54 5.20 5.54 5.84 6.00
   Special 4.19 3.69 4.35 4.69 4.99 5.15
   Offset Mortgage 4.25
SBS Bank
   Residential 4.79 4.29 3.95 4.45 4.49 4.85 5.09 5.19
   Special 3.79 3.45 3.95 3.99 4.35 4.59 4.69
   First Home Combo 2.29
   Construction lending for FHB 2.29
   Unwind reverse equity 5.85


Rates presented were correct as of the time shown. Rates and conditions will vary without notice.