Latest Mortgage Rates
Rates last Updated: 6:00PM on Thu April 18, 2024 NZST
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Lender/Product | Floating | 6 Mths |
1 Yr |
18 Mths |
2 Yrs |
3 Yrs |
4 Yrs |
5 Yrs |
AIA | ||||||||
Standard Go | 8.74 | 7.29 | 7.24 | 6.89 | 6.75 | 6.65 | 6.55 | 6.39 |
ANZ | ||||||||
Standard | 8.64 | 7.95 | 7.84 | 7.49 | 7.39 | 7.25 | 7.34 | 7.34 |
Special LVR under 80% | 7.35 | 7.24 | 6.89 | 6.79 | 6.65 | |||
Good Energy - Up to $80K | 1.00 | |||||||
ASB | ||||||||
Standard | 8.64 | 7.29 | 7.24 | 6.89 | 6.75 | 6.65 | 6.55 | 6.39 |
Better Homes Top Up | 1.00 | |||||||
BNZ | ||||||||
Special - Classic | 7.29 | 7.24 | 6.89 | 6.79 | 6.65 | 6.55 | 6.55 | |
TotalMoney | 8.69 | |||||||
Std & Flybuys | 8.69 | 7.89 | 7.84 | 7.49 | 7.39 | 7.25 | 7.15 | 7.15 |
Green Home Loan top-ups | 1.00 | |||||||
Bank of China | ||||||||
Standard | 9.39 | 8.09 | 7.65 | 7.49 | 7.39 | 7.39 | ||
Special | 7.49 | 7.09 | 6.75 | 6.65 | 6.49 | 6.39 | 6.39 | |
Co-operative Bank | ||||||||
Owner Occupied | 8.40 | 7.29 | 7.24 | 6.99 | 6.79 | 6.65 | 6.55 | 6.55 |
Standard | 8.40 | 7.79 | 7.74 | 7.49 | 7.29 | 7.15 | 7.05 | 7.05 |
First Home Buyer Special | 7.04 | |||||||
First Mortgage Trust | ||||||||
Residential - from | 8.00 | |||||||
Commercial / Rural - from | 8.00 | |||||||
Heartland Bank | ||||||||
Residential | 7.99 | 6.69 | 6.59 | 6.45 | 6.19 | |||
Reverse Mortgage | 9.98 | |||||||
Kiwibank | ||||||||
Standard | 8.50 | 8.35 | 8.25 | 7.79 | 7.55 | 7.45 | 7.45 | |
Special | 7.35 | 7.25 | 6.79 | 6.65 | 6.55 | 6.55 | ||
Offset Mortgage | 8.50 | |||||||
SBS Bank | ||||||||
Residential | 8.74 | 7.95 | 7.84 | 7.59 | 7.45 | 7.25 | 7.15 | 7.15 |
Special | 7.35 | 7.24 | 6.99 | 6.85 | 6.65 | 6.55 | 6.55 | |
First Home Combo | 6.74 | |||||||
Construction lending for FHB | 6.19 | |||||||
Unwind reverse equity | 9.95 |
Rates presented were correct as of the time shown. Rates and conditions will vary without notice.