Latest Mortgage Rates

Rates last Updated: 12:00PM on Tue March 19, 2024 NZDT

   
Fixed Term
Lender/Product Floating 6
Mths
1
Yr
18
Mths
2
Yrs
3
Yrs
4
Yrs
5
Yrs
AIA
   Standard Go 8.74 7.29 7.24 6.89 6.79 6.65 6.55 6.55
ANZ
   Standard 8.64 7.95 7.84 7.49 7.39 7.25 7.34 7.34
   Special LVR under 80% 7.35 7.24 6.89 6.79 6.65
   Good Energy - Up to $80K 1.00
ASB
   Standard 8.64 7.29 7.24 6.89 6.79 6.65 6.55 6.55
   Better Homes Top Up 1.00
BNZ
   Special - Classic 7.29 7.24 6.89 6.79 6.65 6.55 6.55
   TotalMoney 8.69
   Std & Flybuys 8.69 7.89 7.84 7.49 7.39 7.25 7.15 7.15
   Green Home Loan top-ups 1.00
Bank of China
   Standard 9.39 8.09 7.89 7.79 7.69 7.59
   Special 7.49 7.09 6.99 6.89 6.79 6.69 6.59
Co-operative Bank
   Owner Occupied 8.40 7.29 7.24 6.99 6.79 6.65 6.55 6.55
   Standard 8.40 7.79 7.74 7.49 7.29 7.15 7.05 7.05
   First Home Buyer Special 7.04
First Mortgage Trust
   Residential - from 8.00
   Commercial / Rural - from 8.00
Heartland Bank
   Residential 7.99 6.69 6.59 6.45 6.19
   Reverse Mortgage 9.98
Kiwibank
   Standard 8.50 8.35 8.25 7.79 7.55 7.45 7.45
   Special 7.35 7.25 6.79 6.65 6.55 6.55
   Offset Mortgage 8.50
SBS Bank
   Residential 8.74 7.95 7.84 7.59 7.45 7.25 7.15 7.15
   Special 7.35 7.24 6.99 6.85 6.65 6.55 6.55
   First Home Combo 6.74
   Construction lending for FHB 6.19
   Unwind reverse equity 9.95


Rates presented were correct as of the time shown. Rates and conditions will vary without notice.